CHARTERERS' LIABILITY INSURANCE

PASSENGERS

Liabilities which the Assured may incur, together with costs and expenses incidental thereto, in respect of Passengers.  The following shall be recoverable:

2.1 Injury, illness or death

Liabilities arising out of the personal injury to, illness of or death of a Passenger, including the diversion and repatriation expenses specified in Clause 6 Diversion Expenses and Clause 7 Repatriation associated therewith.

2.2 Baggage

Liability arising out of the loss of or damage to a Passenger’s baggage.

2.3 Casualty

Liability to a Passenger consequent upon an incident or condition on board involving either:

2.3.1 collision, stranding, explosion, fire or any other cause affecting the physical condition of the Chartered Ship so as to render it incapable of safe navigation to its intended destination; or

2.3.2 a threat to the life, health or safety of Passengers.

2.4 PROVIDED ALWAYS THAT:

2.4.1 the ticket of passage shall relieve the Assured of liability, costs and expenses to the maximum extent permitted by the appropriate law, and

2.4.2 there shall be no recovery:

2.4.2.1 in respect of the cost of forwarding Passengers to their destination or returning them to their port of embarkation, or of their maintenance ashore except insofar as such costs may arise as a consequence of an incident covered under Clauses 2.1 Injury, Illness or Death and 2.3 Casualty.

2.4.2.2 in respect of liabilities arising out of any contract other than the ticket of passage or a charter party.

2.4.2.3  in respect of liabilities arising or remaining with the Assured as a result of any waiver of rights of recourse against any third party in respect of an excursion by a Passenger away from the Chartered Ship.

2.4.2.4 in respect of liabilities, costs or expenses incurred as a result of the carriage of a Passenger by air except where such liabilities, costs or expenses arise during the repatriation of a Passenger by air in circumstances covered under Clauses 2.1 Injury, Illness or Death and 2.3 Casualty or, subject always to Clause 2.4.2.2, during an excursion from the Chartered Ship.

2.4.2.5 in respect of loss of or damage to specie, bullion, precious or rare materials or stones, plate, jewellery or other objects of a rare or precious nature, bank notes or other forms of currency, bonds or other negotiable instruments whether carried as cargo or a Passenger’s baggage, unless the value has been declared to the Managers prior to any such carriage, any additional premium paid and any directions made by the Managers for safe custody and carriage complied with.

Britannia