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CHARTERERS' LIABILITY INSURANCE / PART II / Introduction /
The Assured shall be insured by the Association in respect of the liabilities, losses, costs and expenses set out in the following Sections as evidenced in the Certificate of Insurance arising out of events occurring during the period of insurance.
It is in the nature of the exposures which a charterer faces and to which a charterer is subject that claims can arise either directly against the charterer or indirectly as a claim against another party with an interest in the ship, typically the shipowner, and/or the cargo carried on board the ship. The heads of cover and detailed clauses which follow should therefore be construed as covering one or other of these scenarios and, in many instances, both.